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Please read this Electronic Communications Disclosure ('eCommunications Disclosure') thoroughly - It contains important information about your legal rights. This eCommunications Disclosure covers all of your accounts, products, and services with Bank of America, Merrill Lynch, Pierce, Fenner & Smith Incorporated ('Merrill Lynch') and their affiliates (collectively, 'we', 'us', and 'our') accessible, either currently or in the future, through Online Banking (whether accessed through a personal computer or mobile device, sometimes referred to as 'Mobile Banking'), our websites, or other electronic means. This includes, but is not limited to, the following account, product, and service types: deposit accounts, credit card, charge card, line of credit, loan, mortgage, brokerage accounts, investment advisory, insurance policies and other services.

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The words 'I', 'you' and 'your' mean each account holder, product owner and/or service user identified on an account, product or service.Certain laws and regulations require us to provide specific information to you in writing, which means you have a right to receive that information on paper. We may provide such information to you electronically if we first present this eCommunications Disclosure and obtain your consent to receive the information electronically. Your consent will also apply to any other person named on your account, product or service, subject to applicable law. Since certain of our accounts, products or services are provided online and use electronic means to deliver some of this information, you must consent to this eCommunications Disclosure in order to use these services. At times, we may still send you paper communications, but as a basic proposition we need to know that you are willing to receive communications electronically that we may otherwise be required to provide on paper and that you have the hardware and software needed to access to this information (and note that in Section No.

Balances may reflect transactions that have not yet posted to your account.Investment products are provided by Merrill Lynch, Pierce, Fenner & Smith Incorporated and:. Are not FDIC insured. Sim theme park pc download. Are not bank guaranteed. May lose valueMerrill Lynch, Pierce, Fenner & Smith Incorporated (MLPF&S) is a registered broker-dealer, member FINRA and SIPC, and a wholly owned subsidiary or Bank of America Corporation.Merrill Edge is the marketing name for 2 businesses, Merrill Edge Advisory Center (team-based advice and guidance services), and a self-directed investing platform. Both are made available through MLPF&S.Banking, mortgage and home equity products are provided by Bank of America, N.A.

And affiliated banks, members FDIC and wholly-owned subsidiaries of Bank of America Corporation. Credit and collateral are subject to approval. Terms and conditions apply. This is not a commitment to lend. Programs, rates terms and conditions are subject to change without notice. Balances may reflect transactions that have not yet posted to your account.Investment products are provided by Merrill Lynch, Pierce, Fenner & Smith Incorporated and:.

Are not FDIC insured. Are not bank guaranteed. May lose valueMerrill Lynch, Pierce, Fenner & Smith Incorporated (MLPF&S) is a registered broker-dealer, member FINRA and SIPC, and a wholly owned subsidiary or Bank of America Corporation.Merrill Edge is the marketing name for 2 businesses, Merrill Edge Advisory Center (team-based advice and guidance services), and a self-directed investing platform. Both are made available through MLPF&S.Banking, mortgage and home equity products are provided by Bank of America, N.A.

And affiliated banks, members FDIC and wholly-owned subsidiaries of Bank of America Corporation. Credit and collateral are subject to approval. Terms and conditions apply. This is not a commitment to lend. Programs, rates terms and conditions are subject to change without notice. Balances may reflect transactions that have not yet posted to your account.Investment products are provided by Merrill Lynch, Pierce, Fenner & Smith Incorporated and:.

Are not FDIC insured. Are not bank guaranteed. May lose valueMerrill Lynch, Pierce, Fenner & Smith Incorporated (MLPF&S) is a registered broker-dealer, member FINRA and SIPC, and a wholly owned subsidiary or Bank of America Corporation.Merrill Edge is the marketing name for 2 businesses, Merrill Edge Advisory Center (team-based advice and guidance services), and a self-directed investing platform. Both are made available through MLPF&S.Banking, mortgage and home equity products are provided by Bank of America, N.A. And affiliated banks, members FDIC and wholly-owned subsidiaries of Bank of America Corporation. Credit and collateral are subject to approval. Terms and conditions apply.

This is not a commitment to lend. Programs, rates terms and conditions are subject to change without notice. 30-yearfixed15-yearfixed5/1 ARMvariableMonthly payments$XXX$XXXX$XXXRateX.XXX%X.XXX%X.XXX%APRX.XXX%X.XXX%X.XXX%PointsX.XXXX.XXXX.XXXMortgage rates valid as of 14 Sep 2018 10:17 am Eastern Daylight Time and assume borrower has excellent credit (including a credit score of 740 or higher). Estimated monthly payments shown include principal, interest and (if applicable) any required mortgage insurance. ARM interest rates and payments are subject to increase after the initial fixed-rate period (5 years for a 5/1 ARM, 7 years for a 7/1 ARM and 10 years for a 10/1 ARM). Select the About ARM rates link for important information, including estimated payments and rate adjustments.